Definitions

Balance to finance: Total amount you wish to finance with a loan. This is the total balance after taking into account taxes or fees. This doesn't include your down payment or trade-in amounts. These amounts should be entered in the down payment field.
Net leased amount: Total amount you wish to have leased. This is the balance after taking into account any fees or taxes. This doesn't include your down payment or trade-in amounts. These amounts should be entered in the down payment field.
Interest rate (APR): The Annual Percentage Rate charged for this loan or lease.
Down payment (cash+trade-in): This is the total cash down payment for this purchase or lease. If you are applying a trade-in amount to your financing, include it here.
Term in months: The total number of months you wish to finance your automobile. The minimum term is 12 months, the maximum term is 120 months.
Residual percentage: For leases, this is remaining value of your vehicle after the lease term expires. The higher this amount, the lower your lease payment will be.